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Security & FDIC

Primeon®

The SmartyPig application has been successfully ethically hacked and infrastructure scanned by Primeon, Inc. Primeon is a leader in enterprise-wide application security, planning, assessment, pen-testing, infrastructure scanning and application QA. Primeon's comprehensive methodology, proprietary tools and knowledgebase have been applied to the SmartyPig site to identify deeply rooted vulnerabilities. Leveraging 13+ years of application analysis experience, that exceeds over 1 billion lines of source code reviewed and nearly all computing architectures & languages, Primeon's satisfied clients include many of the Fortune 500 and over 50 of the largest financial services enterprises on Wall Street.

VeriSign®

SmartyPig.com utilizes the most trusted and secure option for SSL, VeriSign® True 128-bit Extended Validation SSL. This provides the strongest encryption available.

Hacker Safe®

SmartyPig.com is tested and certified daily to pass the HACKER SAFE® Security Scan. HACKER SAFE® is the world’s leading provider of website security services and probes SmartyPig.com daily for known vulnerabilities.

TRUSTe®

SmartyPig is a licensee of the TRUSTe® Web Privacy Seal Program. TRUSTe is an independent, non-profit organization whose mission is to build user’s trust and confidence in the Internet by promoting the use of fair information practices. SmartyPig has disclosed its information practices and had its privacy practices reviewed for compliance by TRUSTe.

FDIC

Your SmartyPig account is held at West Bank, an FDIC insured bank. FDIC insurance covers an individual account holder for up to the maximum amount allowed by law in accounts held at West Bank. For more information about West Bank, please visit www.westbankiowa.com.

Secure Account Set-Up

When you log on to create a SmartyPig account, we ask you to create a username, password, pass phrase and select a security image. This information is encrypted during transmission and will remain a secret as long as you do not disclose it. We strongly recommend that you do not use your Social Security Number as a username or password.

Secure Account Log-In

To securely log on to your SmartyPig account, you are asked to provide your username, you are shown your security image and pass phrase, and then asked to confirm your password. For your protection, ALWAYS make sure to confirm your security image and pass phrase are displayed correctly before confirming your password. If you suspect fraud, please contact us immediately at 888-567-6278.

Timed log-off

SmartyPig’s system will automatically log you off from SmartyPig after 15 minutes of inactivity. This reduces the risk of others accessing your information from your unattended computer.

Firewall

SmartyPig’s computer systems are protected 24 hours a day by a powerful, state-of-the-art firewall that blocks unauthorized entry. In order to gain access to authorized information, the Web browser you are using must know the proper protocol, or language, and even then only select information is available.

Encryption

From the moment account information leaves your computer to the time it enters SmartyPig’s system, all online access is encrypted. SmartyPig employs some of the strongest forms of encryption commercially available for use on the Web today. During any transaction, our 128-bit encryption turns your information into a coded sequence with billions of possible variations, making it nearly impossible for unwanted intruders to decipher. Additionally private information collected to verify your identity is stored in an encrypted fashion in our database. SmartyPig’s computers possess the proper formulas to turn this code back into meaningful information and complete your transaction. Look for a “closed lock” icon in your browser to confirm if encryption is being used on any Web page you are viewing. Any Web address beginning with “https://...” indicates the page you are viewing uses encryption. The “s” stands for “secured.”

Constant Surveillance

SmartyPig’s security team maintains and monitors all security systems 24/7 to make sure that your accounts are safe and secure.

Technology Updates

In order to confront constantly evolving online threats, SmartyPig is committed to keeping up with and utilizing the latest technology to ensure your account security.

Browser Support

SmartyPig supports latest versions of Internet Explorer, Netscape, Firefox, Opera and Safari. For your protection, SmartyPig does not support beta versions of browsers. Under normal circumstances, SmartyPig will support the final version of a browser shortly after the release date. SmartyPig regularly monitors and tests browsers to ensure the highest security standards for our users. Having JavaScript enabled is not a requirement to use the SmartyPig site, but is recommended.